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Setting the payroll cut-off and payday without squeezing the work

Choosing a cut-off and a payday means deciding which days of work are paid when. The legal principles for paying wages, common combinations, and working back from approval to bank transfer to a schedule that leaves time to fix mistakes.

Checked 2026.10.24Status: In force2 min read

What you will learn
  • What the law says about pay dates
  • Common cut-off and payday pairs
  • Working backwards from the bank deadline
  • What to prepare before changing the schedule

The short answer

A pay schedule is not just "the 25th". It decides which days of work are paid on which date. Everything between cut-off and payday — closing attendance, calculation, checking, the bank transfer — has to fit, with time to fix mistakes. Avoid a payday the day after cut-off.

What the law requires

Article 24 of the Labour Standards Act says wages must be paid in currency, directly to the worker, in full, at least once a month, and on a fixed date. The last two govern the schedule. Dates that shift a lot from month to month are best avoided; pick a date such as the 25th and decide whether a holiday moves it earlier or later.

Common combinations

Cut-offPaydayGap
Month end25th of next monthabout 25 days
20thEnd of the monthabout 10 days
15th25thabout 10 days
Month end10th of next monthabout 10 days

A longer gap gives time to check; a shorter one pays new starters sooner but squeezes the payroll team.

Work backwards

  1. Close attendance and let staff confirm it
  2. Manager approval of overtime and leave
  3. Calculation
  4. Review, focusing on big month-on-month changes
  5. Transfer file and bank submission

Banks may need the transfer request several business days ahead, and the deadline varies by bank. Add a day or two of slack.

Changing the schedule

Changing the cut-off or payday makes one transition period longer or shorter. Explain it to staff in advance and update the work and wage rules; check that month's insurance and tax with particular care. APOUL KINTAI aims to make the attendance close fast and reliable, which frees room in the schedule.

Summary

Pay at least monthly on a fixed date, and build the schedule backwards from the bank's deadline with room for corrections.

At APOUL

Making everyday paperwork and information a little simpler.

APOUL builds software to take some of this work off your hands. Everything is in preparation for release; the price, the distribution method and the supported systems will be announced on each product page once decided.